Retirement Income Strategies
We can help you design an income plan incorporating insurance and investment vehicles to create opportunities for long-term growth as well as guarantee income throughout your retirement.
Will I have enough?
Many Americans today are living longer than previous generations. Men who turned age 65 in 2023 have an average life expectancy of 84 years, while women who turned 65 enjoy a life expectancy of almost 87.1 While that’s great news, one drawback to a longer life is the greater possibility of outliving your savings. In fact, in one study, 38% of Americans surveyed said they feared the possibility of outliving their savings and investments in retirement.2
Figuring out the best way to make your savings stretch potentially over the next two decades or longer can not only be confusing, it can also be overwhelming.
But it doesn’t have to be that way.
Insurance products like annuities can provide a steady and reliable income stream for the rest of your life, while investment products create opportunities for long-term growth. We can help you incorporate both in a financial strategy designed to put you on the path to the retirement lifestyle you want.
1 Social Security Administration. “Retirement & Survivors Benefits: Life Expectancy Calculator.”
Insurance products are offered through the insurance business Moon Rock Wealth Management. Moon Rock Wealth Management is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Moon Rock Wealth Management are not subject to Investment Advisor requirements. AEWM and Moon Rock Wealth Management are not affiliated companies.
Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions. Investing involves risk, including the potential loss of principal. Moon Rock Wealth Management is not affiliated with or endorsed by the U.S. Government or any governmental agency.
Have Questions for Moon Rock Wealth Management?
It can be difficult to make financial decisions without access to information. If you have questions or concerns about your current retirement strategy, feel free to contact us using the form below.